Guide to Senior Dental Insurance California

If youre looking for a senior dental insurance plan in California, you have a number of options to choose from. You can choose between two kinds of dental plans: an indemnity plan or a managed care plan.

Types of senior dental plans in California

In an indemnity dental plan, you are free to choose your own dentist. Simply find a dentist willing to perform services and pay as you normally do. Keep all receipts and bills and forward them to your dental plan. You will be reimbursed according the plan rate.

In a managed care plan, you must select a dentist from the companys list of authorized providers. The senior dental insurance company negotiates with a select list of providers and obtains favorable pricing in exchange for a steady stream of business. In this way, premiums are somewhat lower for managed care plans than for indemnity plans, although you do give up some freedom to select an out-of-network dentist.

What do senior dental plans in California cover?

Typically, California dental plans cover regular checkups and cleanings, X-rays, routine fillings, and allows for discounts on many more involved procedures such as root canals. In some cases, some kinds of oral surgery or orthodontic procedures are covered as well, though these dental plans are generally more expensive.

Dental Insurance San Francisco

We are particularly tuned in to dental insurance company networks in San Francisco and the Bay Area. Our local San Francisco focus helps us deliver value for our dental insurance customers in San Francisco, Oakland, San Jose and the surrounding environs.

At MedicareAgentOnline.com, we are proud to represent the best dental plans in California as well as the best California Medicare advantage plans for seniors. Wed like to earn your business. Please call us today, or use the online quote function on this site. We look forward to hearing from you.

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